AVP & Lead, Credit Management, Retail & Consumer Goods

Key Accountabilities

• Actively participate in client relationships through client visits, conference calls as part of transaction origination structuring.
• Provide ongoing feedback and expert inputs into the deal structure intermittently and as required based on Bank Risk Appetite for products, industry, sector, geography and counterparty.
• Advises Relationship Managers on the risk factors associated with complex transactions and the clauses imperative in mitigating these.
• Participate and represent credit in the due diligence process for prospective deals in collaboration with Coverage and Product teams and ensure that emerging risk factors are identified and are suitably addressed with appropriate mitigants.
• Ensures that appropriate Target Market Risk Acceptance Criteria and Credit Policy guidelines are followed as part of approval process.
• Conduct and where appropriate guide a team of analysts to conduct robust credit anal...