Business Credit Specialist

AFFIN Group · kuala lumpur, kuala lumpur, Malaysia

Location
kuala lumpur
Job Type
Full-time
Posted
June 22, 2026

Job Description

Create the future with Affin! You too can make a difference.

We continuously innovate to transform our financial services landscape - making banking better and easier. Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. You too can make a difference.

  • Evaluate credit applications for SME/Commercial clients, including new, renewal, and enhancement requests.
  • Perform financial analysis on audited accounts, management reports, and cash flow projections.
  • Assess creditworthiness by analyzing business models, industry risks, repayment capacity, and collateral adequacy.
  • Prepare credit proposals and Memorandum of Approval (MA) for submission to Credit Committee.
  • Ensure compliance with internal credit policies, regulatory guidelines, and risk management frameworks.
  • Engage with Relationship Managers to clarify business background and structure appropriate financing so...

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