Commercial Credit Quality Monitoring Officer I

**Overview:**

As part of the first line of defense, the Commercial Credit Quality Monitoring Officer independently performs assessments and monitoring of credit risk. This role has a strong understanding of credit policies, risk rating guidance, and procedures.

**Primary Responsibilities:**

+ Perform quality reviews on individual loans and targeted portfolios. Independently complete reviews and provide feedback in accordance with established operational procedures and timelines.
+ Review and validate the accuracy of individual risk ratings, completeness of the credit file, and/or adherence to policies for loans reviewed.
+ Ensure underwriting and credit analyses are sound and appropriately justify and/or mitigate credit risk.
+ Analyze and understand financial data, collateral documentation and other credit monitoring functions. This process includes analyzing financial data and collateral documentation to determine the borrower’s cash flow and abili...