Credit Analyst

BDO Life · Cebu City, Central Visayas, Philippines

Location
Cebu City
Job Type
Full-time
Posted
June 24, 2026

Job Description

JOB MANDATE


To deliver comprehensive and risk-based financial analysis that accurately assesses borrower risk profiles to support prudent and well-informed lending decisions.

KEY RESPONSIBILITIES


1. Credit Due Diligence

  • Assesses financial soundness and repayment capacity of borrowing clients

  • Validates and analyses historical financial statements for accuracy and performance trends

  • Identifies appropriates assumptions and performs financial projections primarily to evaluate the borrowing client's repayment capacity

  • Performs sound reconstruction of financial statements with clear basis and assumptions for adjustments

  • Conducts site visits and engages in client discussions together with the relationship manager, especially for new clients, in order to further understand the client’s business operation and validate information obtained versus available financial data
  • 2. Financial and Risk Analysis

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