Credit Analyst III

Extraco Banks · Waco, Texas, United States

Location
Waco
Job Type
Full-time
Posted
July 02, 2026

Job Description

Extraco Banks is seeking

an experienced and detail-oriented Commercial Analyst III to support the Commercial and CRE lending portfolio. This senior-level role is responsible for complex credit underwriting, portfolio monitoring, and collaboration with Relationship Managers, Portfolio Managers, and Credit Management.

The ideal candidate is a strong analytical professional who can balance risk management with growth objectives, serve as a subject matter expert on complex credit relationships, and contribute to maintaining high asset quality while supporting strategic portfolio growth.

What You’ll Do

Credit Underwriting & Analysis

• Lead underwriting of complex commercial and CRE credits, including financial spreading, cash flow and global analysis, collateral evaluation, and sensitivity analysis

• Structure and recommend loan terms, covenants, and collateral packages that align with client n...

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