Credit Analyst - Risk Initiation

Standard Chartered Bank · Chennai, Tamil Nadu, India

Location
Chennai
Job Type
Full-time
Posted
June 20, 2026

Job Description

This job is with Standard Chartered Bank, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly.

JOB SUMMARY
Credit Initiation role to support Client onboarding application process and approvals for Secured and Unsecured products for Africa, Middle East & Jersey Market.
RESPONSIBILITIES


Credit decision experience in either Mortgage underwriting, Credit card or Personal loan.


Responsible for assessing credit requests and producing a recommendation after undertaking a thorough analysis of a variety of factors and careful analysis of a client's financial information, including income statements, cash flow history, current debt, and tax forms.


Responsible for evaluating the credit worthiness of potential borrowers via the underwriting of borrower financial statements, collateral coverage, and guarantor support.


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