Credit Evaluator.Retail Ops - Lending Ops - UnSecured Loans.Credit Management

Key Responsibilities

• Review and assess credit applications submitted by customers.
• Analyze financial statements, bank references, trade references, and credit reports.
• Conduct credit risk assessments and recommend credit limits and payment terms.
• Monitor existing customer accounts and identify potential credit risks.
• Evaluate customer payment histories and credit trends.
• Coordinate with Sales, Finance, and other departments regarding customer credit matters.
• Prepare credit evaluation reports and recommendations for management approval.
• Maintain accurate customer credit records and documentation.
• Follow up on outstanding information required for credit assessments.
• Ensure compliance with internal credit policies and regulatory requirements.
• Assist in periodic reviews of customer credit limits and account statuses.
• Support collection activities when required by providing...