Location
madrid
Job Type
Full-time
Posted
June 04, 2026
Job Description
Job Title
Credit Risk Analyst
About your role
The Credit Risk Analyst supports merchant underwriting and ongoing credit risk management within a regulated acquiring and payments environment. The role focuses on assessing merchant creditworthiness, monitoring transaction behavior, and contributing to effective risk controls. The analyst also supports fraud and AML/KYC activities as part of a broader risk framework, while working closely with senior analysts and risk managers to ensure sound risk governance and operational excellence.
What you’ll do
- Perform merchant underwriting by assessing credit risk in line with internal policies, defined risk appetite, and card scheme requirements.
- Analyze merchant and transaction data to identify potential credit deterioration, fraud indicators, or abnormal behavior.
- Support ongoing monitoring of merchant portfolios and elevate risk indicators in a timely structured manne...