Location
Cape Town
Job Type
Full-time
Posted
June 27, 2026
Job Description
GoTyme MCA (SA): The Data Scientist will play a pivotal role in assessing, analyzing, and mitigating credit risk within the GoTyme MCA (SA) Credit Analytics team. Working end-to-end—from data exploration and feature engineering to production-ready models, monitoring, and experimentation—the role leverages data-driven insights to enhance credit decisioning, optimize portfolio performance, and support the continued growth of the Merchant Cash Advance (MCA) product.
Requirements
Required Competencies and Skills
Essential
- Strong background in statistical modelling, machine learning, and predictive analytics.
- Proficiency in Python and/or SQL.
- Experience building and validating credit risk models, including scorecards and provisioning models.
- Solid grounding in predictive model evaluation — ranking performance, calibration, and stability — and busines...