Head of Unsecured Products Policy

Description

Role : Head of Unsecured Policy

Location : Abu Dhabi

Role Purpose

Core Product: Direct responsibility to manage credit portfolios and policies of all unsecured products including Personal Finance Cards & Al Yusr. The combined exposure of these products currently stands at 34 Bn across 500k customers and monthly total booking in these products is close to 2Bn

Ensure that product /credit parameters are constantly refined and fine-tuned in line with the changing macro-economic conditions and the portfolio loss rates and profitability. The job entails ensuring end to end oversight on the credit cycle from starting from the Credit Program till Collections.

Digitization: The role also requires to work with Business Digital and ITD Teams to ensure that Digital Product Journeys for unsecured retail products are built and implemented helping ADIB to meet the Digitization goals.

Additional Tasks: This r...