Loss Mitigation Underwriter III

M&T Bank · Getzville, NY, United States

Location
Getzville
Job Type
Full-time
Posted
June 29, 2026

Job Description

**Overview:**

This position is responsible for reviewing mortgage loan accounts for the entire waterfall and determining whether customers qualify for retention or liquidation options through financial analysis of income and ability to repay. This position submits loan modification workups and reviews appeal requests for loans where loss mitigation has been denied. This position will also be responsible for preparing loans for foreclosure mediation hearings, QC'ing files and letters, and identifying loans missing investor, insurer or CFPB guidelines.

**Primary Responsibilities:**

+ Understand investor waterfalls and required documents for loss mitigation.
+ Manage and monitor account portfolio to ensure that all documentation and account decisions comply with banking policies, investor guidelines and applicable regulations.
+ Assess income and expenses, as well as property value and variance between appraised properties and offers submitted by potenti...

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