Mortgage Officer, Montreal - Home Trust

About the role

The Mortgage Officer is primarily responsible for managing the residential mortgage file from sign back of the commitment letter to funding. The Mortgage Officer will ensure all broker conditions are fulfilled and that the mortgage file is completed in accordance with company policies and guidelines. This position will drive quality through accuracy and efficiency while ensuring required service levels are achieved.

Responsibilities

• Reviews mortgage files and ensures client documentation, including but not limited to income, job letter verification and bank statement analysis, down payment, and client interviews, meet all company lending policies and guidelines and are accurate and complete.
• Takes ownership of approved file, analyzes data and is responsible for updating internal records to match received documentation while verifying the file metrics remain within company guidelines.
• Notes any discrepancies and provid...