Mortgage Underwriter

Description We are looking for a Mortgage Underwriter to join a banking team in Kalamazoo, Michigan on a contract basis with the potential for a long-term opportunity. This position focuses on evaluating residential mortgage applications with a careful, risk-aware approach while ensuring alignment with lending standards, investor expectations, and regulatory requirements. The ideal candidate brings strong underwriting expertise, sound judgment, and the ability to communicate decisions clearly in a fast-paced environment.

Responsibilities:
• Assess residential mortgage files by examining borrower credit profiles, income sources, assets, debts, and supporting documentation to determine overall eligibility.
• Review property-related documentation, including appraisals, to confirm collateral quality, accuracy, and acceptability for lending decisions.
• Analyze loan scenarios against applicable investor rules, internal lending policies, and regulatory standards to support ...