Principal Software Engineer | Fintech Industry | Based In New Zealand

Job Overview:

We are seeking an experienced Principal Software Engineer to join a global fintech organization specializing in cross-border payments technology. This is a senior individual contributor role for a hands-on technical leader who will drive complex engineering initiatives, influence technical strategy across teams, and help modernize large-scale payment platforms. The ideal candidate combines strong full-stack engineering expertise with system design experience, cloud technologies, and AI-assisted software development practices.

What Will You Do:

• Lead the engineering approach for complex, high-impact, and ambiguous technical initiatives across the full technology stack.
• Define and drive technical standards, architecture decisions, and engineering best practices across multiple teams.
• Serve as a technical leader and mentor, elevating engineering capabilities through design reviews, technical guidan...