Senior Credit Analyst

Job Purpose

• The role of the Job Holder is to take key decisions as well as to underwrite individual applications of the Company applying for Retail Banking Product i.e Business Loan & Mortgage Loan as defined in the Retail Credit Policy of the Bank.
• The job holder works as a checker, which means that he/she has delegation to approve high value transactions and also reviews deviations (out of policy cases) and restructuring cases to be proposed to the delegated authority.

Job Accountabilities

• Ensure quality underwriting of Credit Applications as per Approved credit policies and within the given Delegation of Authority with minimum error rate.
• Maintain high level of productivity with no compromise in the quality of processing.
• Analyse credit data and company financial statements to determine the degree of risk involved in extending the credit facility.
• Generate financial ratios using computer pr...