Senior Mortgage Officer - IPRE 100% (f/m/d)

Responsibilities

Responsible for all Mortgage risk aspects of a portfolio of domestic and international private banking clients. Assess, analyse, structure, approve, implement and monitor Mortgage credit requests / transactions across private mortgages, income producing real estate (IPRE), construction and development loans. Provide credit advisory service to internal clients and work hand-in-hand with Mortgage Advisors and RM’s (first line of defense) to customise appropriate solutions for the end clients.

• Preparation and approval of credit limits within the delegated credit approval authority (depending on risk rating and amount)
• Determination of risk rating for a credit facility
• Assessment of borrower & collateral with regards to credit, structural, legal & compliance and reputational risk
• Identification of concentration risk in collateral and / or exposure
• Ongoing monitoring of credit exposure; resolving of overdue debt...