Senior Mortgage Underwriter

M&T Bank · Clanton, AL, United States

Location
Clanton
Job Type
Full-time
Posted
June 21, 2026

Job Description

**Overview:**

Responsible for underwriting mortgage loans, including government loans to determine acceptability with M&T Bank and secondary market standards set by the investor to ensure saleability and sound credit quality while adhering to the requirements of Federal registration under the SAFE Act.

**Primary Responsibilities:**

+ Underwrite conventional (conforming and non-conforming) FHA, VA residential mortgage loans per product and investor guidelines through AUS and/or manual underwriting.
+ Ensures loans are in compliance with investor requirements, federal and state laws and regulations.
+ Performs risk assessment of credit and collateral ensuring loan saleability and sound credit quality.
+ Responds to and resolved any post-closing issues to ensure loan saleability.
+ Assist management to clear conditions and expedited loan closings.
+ Keep informed of current practices in loan underwriting.
+ Take initiative to keep current on ch...

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