VP & Area Manager, Program Lending - POS Loans

Main responsibilities will include:

Sales/Revenue

• Sourcing New To Bank customers by identifying new leads or by using referrals from existing relationships.
• Focus on actively promoting POS.
• Maintain mutually beneficial relationship with existing customers and actively pursue cross sell opportunities.
• Enhance customer satisfaction by providing quality services by responding to customer requests in a timely manner & reducing the turnaround time for processing the business requirements.
• Will conduct clean up exercises on the portfolio.
• Focus on increasing productivity and activity of the teams.

Credit/Risk Control

• Prepare Credit Application (CA), analyze financial statements in accordance with the bank policy.
• Maintain portfolio quality and ensure NPLs are under control by keeping a close watch on unsatisfactory account and proactively ensuring that customers drawdow...